Up to ₹1.2L
in tax-free salary.

Restructure the CTC you already pay. Peysa delivers tax-free Meal and Gift benefits to every employee — no extra cost, no reimbursements, ever.

AK
Ananya Kapoor
Product · ₹24 LPA
New regime
Meal wallet₹1,05,600
Gift wallet₹15,000
Tax-free / year
1,20,600
₹36,180 tax saved
More take-home
Every single month

Tax-free salary components.

The new tax regime allows tax-free benefits to salaried employees. Peysa just makes it work for you.

Per meal · tax-free Meal Allowance
₹200 per meal

Up to ₹8,800/month in tax-free meal vouchers

Yearly · tax-free Gifts & Vouchers
₹15,000 per year

Birthdays, festivals, anniversaries — all fully tax-free

Up to ₹1.2L
tax-free salary, every year.

Every benefit, stacked. No lockup. No reimbursement chasing.

For employers

Boost in-hand salary
for your employees.

Peysa restructures the CTC you already pay — same salary line, more take-home for every employee. No extra budget. No payroll rewrite. Plugged into the HRMS you're already using.

Simple CTC restructure.

We add Meal and Gift components to your existing CTC. No new approvals. One-time rollout in under 2 weeks.

More cash in their hands.

Up to ₹1.2L tax-free per employee, per year. A real, take-home raise — without you spending a rupee more.

HRMS-native.
Reports included.

One-click integration with Darwinbox, Keka, Zoho People, GreytHR and 8 more. Utilisation, savings & compliance reports — straight to finance.

On your people's side.
And your CFO's.

A benefit employees actually feel every month — delivered on rails your finance and compliance teams can sign off on without a second meeting.

Zero employer cost

No new line item. The restructure pays for itself.

100% compliant

Every component is allowed under the Act & CBDT.

Live in ~9 days

One payroll file, one cutover Friday. Done.

New regime ready

Works whether your team is on old or new.

Spend at top brands

Zomato, BPCL, Amazon and 300+ partners.

Balance stays theirs

Rolls over month to month. Nothing expires.

01

On us. Not you.

Offer the benefit with zero financial impact. The number CFOs rank as Peysa's standout advantage.

02

Audit-ready by design

GST-compliant, with monthly compliance reports delivered straight to finance.

03

Featherlight admin

A digital console to approve, manage and report — no spreadsheets, no reimbursement queue.

04

Employees self-onboard

People pick their split and start spending the same day. No IT ticket, no training deck.

Why Peysa

Built by tax pros.
For salaried Indians.

Peysa does exactly one thing — tax-free salary wallets, built strictly to the letter of the Income Tax Act.

CA
Reviewed & signed off
by practising chartered accountants — not a marketing team.

Compliant by design.

Every wallet — Meal and Gift — is a tax-free perquisite explicitly allowed under the Income Tax Act and CBDT circulars. Reviewed and signed off by chartered accountants, not a marketing team.

Income Tax Act · CBDT-compliant

Your balance is always yours.

Each wallet spends only where it should — Meal at food outlets, Gift at partner brands — so it stays tax-free and audit-ready. Unspent balance rolls over and stays yours. Nothing expires into our pocket.

Rolls over · never expires
FAQ

The honest answers.

If your HR or finance team has a question we haven't answered here, mail us — we read every one and we'll be plain with you about whether Peysa is right for your company.

Does Peysa actually cost us nothing?

Correct. Zero rupees from the employer. Peysa charges the employee a flat ₹350 / month, paid optionally. The CTC restructure itself adds no new line items, no extra payroll cost.

How does the CTC restructure work?

We carve out Meal and Gift components from the existing Special Allowance bucket. Basic and HRA stay untouched. Take-home goes up, gross CTC stays identical.

How long is the rollout?

Median 9 days. We need a payroll file, your HRMS credentials, and a Friday for the cutover. Employees self-onboard the same day — no IT ticket required.

Is this compliant?

Yes — every component is a tax-free perquisite explicitly allowed under the Income Tax Act and CBDT circulars. Monthly compliance reports go straight to your finance team.

Bring Peysa to your workplace
Earn up to ₹50,000 · per referral

Save ₹1.2L in tax.
Introduce Peysa to your HR.

Once Peysa is live at your company, you and your teammates save on tax — and we pay you a referral bonus of up to ₹50,000 for every successful intro.

50,000
Wired on go-live day