Scan the counter QR.
Point the peysa app at the merchant's PromptPay QR — the same sticker everyone in the queue is using. Before anything moves, the app shows you the merchant's verified name. You always know who you are paying.
PromptPay · Thailand · UPI
Scan the local QR. Pay by UPI.
In Thailand, street stalls run on PromptPay. peysa lets you pay like a local — by UPI, from the bank account you already have, with the exact rupee amount on your screen before you approve.
No wallet to load · No forex card · No airport counter
฿300 = ₹900 · 1 THB = ₹3.00
Illustrative · Fee included
That email does not look right. Check it once.
You are on the list. One email when your turn comes.
That did not go through just now. Email us instead and we will add you.
hello@peysa.in
Launching first in Thailand. One email when your turn comes — or write to hello@peysa.in.
LRS-native · RBI-licensed partner rails · In your name
Three steps · One payment
Pay a street-food bill in three steps.
Lock the rate.
Type the baht amount — say ฿300. The rate locks, and the app shows the exact rupees you will pay, ₹900, with the full break-up on screen. Nothing is charged until you have seen everything.
Pay by UPI, in rupees.
Approve the payment in your UPI app, from your own bank account. Your rupees move through RBI-licensed banking partners — peysa never holds them — and the merchant receives baht. Every payment is a lawful international payment, made in your name.
The rate · Shown first
See the whole break-up before you pay.
The mid-market rate, the peysa fee, and the total you pay — each on its own line, on your screen, before you approve. Nothing about the price reaches you later.
Sample · Street food · Bangkok · Type your own bill
Pad thai and two satay skewers
฿
At mid-market, 1 THB = ₹2.97
₹891
peysa fee
₹9
You pay, by UPI
₹900
Locked as one all-in rate — 1 THB = ₹3.00 — shown before you approve. Never after. Illustrative rates.
The same street stall · Four ways to pay
International card
No card machine at the stall
Forex card
Still a card — load before, leftover after
Airport cash
Queues, notes, counting change
peysa
Scan the stall's own QR
peysa does not promise to be the cheapest. It promises to ask for no new card, no counter, and no cash — only the stall's own QR, the phone in your hand, and the UPI you already use at home.
Licensed rails · No shortcuts
In your name, on the record.
If an app tells you your money never leaves India, yet a shopkeeper in Bangkok somehow gets paid, ask who is paying them, and with what. Somewhere off the record, money is changing hands. peysa is built to be the opposite. Every rupee you send abroad is an individual, lawful international payment, made by you, in your own name — not pooled with strangers, not settled in the shadows.
Licensed end to end.
Your money moves through RBI-licensed banking partners into a regulated account, where it is converted and settled to the merchant. peysa never holds or touches it.
Yours, visibly.
Each payment carries your name from your bank to the merchant's. There is a record of every step, and you can see it.
Refunds, the honest way.
A refund reverses along the same rail it travelled out on, back into the same bank account it left. No wallet credit, no store balance, no chasing.
Nothing to pre-load.
No wallet balance sitting idle, no leftover baht to deal with when you come home. You pay when you pay, from the account you already have, and that is all.
Our banking partner will be named here the day the first corridor is live. We will not borrow a logo before then.
First corridor
Launching first in Thailand.
Thailand's PromptPay is where peysa begins. The ambition is every country where a local QR network runs — the same promise everywhere: scan what the locals scan, pay from home.
- PromptPay · Thailand · First
- VietQR · Vietnam
- QRIS · Indonesia
- DuitNow · Malaysia
- KHQR · Cambodia
- QR Ph · Philippines
- SGQR · Singapore
Each network above is a national payment scheme, linked to its operator.
Where we are headed — not yet where we are. We will only ever claim a country once it works.
Asked · Answered
Questions travellers ask.
Does UPI work in Thailand?
Not by itself, and we will not pretend otherwise. What happens with peysa: you approve a UPI payment in rupees, from your Indian bank account, the way you always do. That payment then becomes a lawful international payment — moved through RBI-licensed banking partners, converted, and settled to the Thai merchant in baht. The UPI approval happens at home; the settlement happens on regulated international rails. You get the ease of UPI without any fiction about how the money travels.
What does peysa cost?
Pricing is not final yet — it depends on partner-bank rates that are still being agreed, and we will publish it before launch. Whatever the fee turns out to be, it appears as its own line in the break-up on your screen before you approve — never after. No subscription, no load fee. The ₹9 in the sample receipt above is illustrative, not a price.
Will I pay TCS on my trip?
Almost certainly not. Tax Collected at Source applies to foreign spending under LRS only after you cross ₹10,00,000 in a financial year — and typical trip spends sit well below that. Even if you ever do cross it, TCS is not money lost: it adjusts against your income tax.
What is LRS, and does it apply to me?
LRS is the Liberalised Remittance Scheme — the RBI framework under which resident Indians spend money abroad, up to USD 2,50,000 a year. It already covers your debit-card and forex-card spends abroad today. Every peysa payment is made under LRS, in your name, and counted correctly — the compliance travels with the payment, so you never fill in a form or think about it mid-meal.
What happens if a merchant refunds me?
The refund reverses along the same rail the payment took, back into the same bank account it left, in rupees. Recorded, like the payment itself. No wallet credit you have to remember to spend, no balance stranded in an app.
Is this a forex card by another name?
No. A forex card asks you to guess your spending in advance, load money onto it, and deal with whatever is left when you come home. With peysa there is nothing to load and nothing left over. Each payment comes from your existing bank account, at a rate you see and lock before you approve it.
What if the QR belongs to a person, not a shop?
peysa pays verified merchants. Before any payment, the app shows you the merchant's verified name from the QR network. If a QR belongs to an individual, or cannot be verified, the app tells you and the payment does not go through. It is a narrower promise than scan-anything — and it is exactly what keeps every payment clean.
Waitlist · Thailand first
Pay like a local on your next trip.
You get one email when your turn comes, and nothing before it. Tell us where you are headed — it decides which corridor we open next.
That email does not look right. Check it once.
You are on the list. One email when your turn comes.
That did not go through just now. Email us instead and we will add you.
hello@peysa.in
Or write to hello@peysa.in and we will add you.